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Products & Services

"smartBUSINESS" enables you to initiate a wide range of banking transactions.



  • Make payments towards Utility services like DEWA & Salik and Telecom payments to Etisalat & Du.
  • Make payments to Corporate Credit Cards.
  • Initiate Salary to local and international employee accounts with any bank.
  • Initiate salary through Salary WPS.
  • Make payments towards Immigration VISA using e-Wallet Services.
  • Make Beneficiary payments to local and international beneficiaries.



  • Initiate online transfers to Own Account & Third Party accounts and vendor accounts with Emirates NBD.
  • Collect your receivables from other Emirates NBD account holders through Direct Debit facility.



  • Initiate International and Local Telegraphic Transfers and Demand Drafts.
  • Make Third party payments in the UAE through Manager’s Cheques.


Trade Finance Services

  • Apply of issuance of Letters of Credit and Guarantees.
  • Request for amendments to Letters of Credit and Guarantees.
  • View Trade Related Reports and MIS.



  • Order Cheque Books.
  • Request Balance Confirmation on select accounts.
  • Open new and amend Fixed Deposits.



  • View Account Statements and Comprehensive Account Summary.
  • Download Account information in real time.
  • View historic account information.