smartBUSINESS supports a variety of security and control features. A few security design elements are listed under.

• smartBUSINESS access security is controlled through Subscriber ID, User ID and User Password.
• Setup of authorization and access profiles can be single/dual controlled.
• Authorization and access profiles can be setup such that only nominated users access the system on the basis of products, functions, accounts and amounts.
• Transaction submission and authorizations are secured through use of personalized password.
• Transactions that are released to the bank for processing use SMS PIN authentication that is unique and simple to use.
• System Security is ensured through firewalls and 2040 bit Data Encryption
• Unique SMS Pin authentication for administration module.